HMSA

Effective April 1, 2026, HMSA has removed the 8 unmanaged chiropractic visits from their policies and has implemented new authorization requirements for chiropractic and occupational therapy services. These changes may delay care or deny utilization of chiropractic benefits.

Chiropractic benefits may not be included with every policy. CoPay, Co-Insurance and Deductibles vary with each plan.

If you have a PPO policy, you do not need a referral for chiropractic care.

If you have a HMO policy, we will need a referral from your primary care physician (PCP) in order to bill HMSA for your chiropractic visits.

If your chiropractic benefits are managed through ASH, this new Pre Authorization requirement does not affect your access to your chiropractic benefits.

HMSA Quest policies do not carry chiropractic benefits.